Pacific Crest Savings Bank offers an interest checking account to facilitate your self-directed 401(k) investment. We have worked closely with investment advisors to ensure our 401(k) Plan Checking account fulfills your retirement needs. We make it easy for you to open your account without any complications! Simply complete our new account form to get started today. 

• $10,000 minimum initial deposit.
• $10,000 minimum daily balance requirement, to avoid service fee.
• $15 monthly service fee if minimum daily balance falls below $10,000.
• Earns a competitive interest rate, compounded daily and paid to the account monthly.
• No direct deposit requirement.
• Solo 401(k) Plan & Trust ownership only.
• First order of basic checks is free.
• Free access to online banking.
• Free Bill Payer*.
• Sign up for a 401(k) Plan Checking account today!
• Pacific Crest Savings Bank does not provide, nor accept, cash.
• Please contact a banking specialist for more information.

*Bill Payer is free, but must be utilized at least once every 90 days.  If you do not pay a bill within a 90-day period, we may cancel the Bill Payer portion of Online Banking.