Residential Lending

Financing Your Future

Because we are a small local lender, we have the ability to understand the needs of our community and offer loan programs designed specifically for the Puget Sound region. Pacific Crest Savings Bank offers loan programs that allow you to purchase and refinance residential and multi-family properties, as well as floating homes.

Please contact Larry Enselman, our Lending Vice President, for a personalized rate quote.

Simple Lending Choices

Portfolio Loans
Our Portfolio Loans allow us to make loans for unique situations that most lenders will not accept. Single family and multi-family properties are financed through Pacific Crest Savings Bank's Portfolio Loan program.

Self-Directed Retirement Plan Non-Recourse Loans
If you have a Self-Directed Retirement Plan, you have a variety of options for tax-sheltered investing. Our Non-Recourse Loan allows you to obtain financing to purchase or refinance real estate investment properties.

Floating Homes
Pacific Crest Savings Bank offers financing for floating homes located in the Seattle area.