Individual Retirement Accounts (IRAs) are available at Pacific Crest Savings Bank. Traditional IRAs offer tax-deductible retirement savings under certain conditions and the interest earned is tax deferred until it is withdrawn. Early withdrawal may result in a penalty; your tax advisor should be contacted for further details.

• $500 minimum initial deposit
• No monthly or annual account fees
• Earn high interest rates
• Interest is compounded daily and paid to the account monthly
• Tax deductible retirement savings under certain conditions
• Penalties for early withdrawal apply
• Terms are available from 30 days to 3 years
• Rates are fixed for the term of the IRA
• IRAs will automatically renew unless you contact us for withdrawal
• Free access to online banking
• Pacific Crest Savings Bank does not provide, nor accept, cash
• Contact a banking specialist for more information