Real estate investment properties can be held in your Self-Directed Retirement Plan as another form of tax-sheltered investing.  Obtaining financing to purchase your investment properties allows for diversification without tying up all of your retirement funds. Pacific Crest Savings Bank offers a unique loan program specifically designed for the non-recourse financing requirements for purchases and refinances of rental properties.

• Collateralized by real estate held inside Roth and Traditional Self-Directed IRA, 401(k), LLC, or Pension Plans.
• Non-recourse outside the retirement account; no personal liability.
• Investment purposes only.
• Multifamily, single family, and commercial properties.
• Purchase, rate and term refinance, cash out refinance.
• 3 and 5 year fixed/adjustable rates, with 30 year amortization (interest only also available).
• 50% maximum loan-to-value, positive cash flow requirements
• Washington State properties only.
• Contact Larry Enselman, our Non-Recourse Loan Specialist, for a personalized rate quote and additional guidelines.