|
|
Deposit Rates
The following interest rates are effective on
, and subject to change without notice.
For additional information, please call 800-335-4126 or contact one of our banking specialists.
 Printer Friendly Rates PDF
|
Personal Certificates of Deposit* |
Minimum balance to open and obtain APY: |
| $2,000 |
$25,000 |
$100,000 |
| 1 month (30 days) |
APY |
2.60% |
2.60% |
2.55% |
| Interest Rate |
2.57% |
2.57% |
2.52% |
|
|
| 3 month (90 days) |
APY |
1.00% |
1.00% |
0.95% |
| Interest Rate |
1.00% |
1.00% |
0.95% |
|
|
| 6 month (180 days) |
APY |
1.15% |
1.15% |
1.10% |
| Interest Rate |
1.14% |
1.14% |
1.09% |
|
|
| 12 month (365 days) |
APY |
1.40% |
1.40% |
1.35% |
| Interest Rate |
1.39% |
1.39% |
1.34% |
|
|
| 24 month (730 days) |
APY |
1.85% |
1.85% |
1.80% |
| Interest Rate |
1.83% |
1.83% |
1.78% |
|
|
| 36 month (1095 days) |
APY |
2.10% |
2.10% |
2.05% |
| Interest Rate |
2.08% |
2.08% |
2.03% |
|
|
CD customers are guaranteed either the rate in effect on the date we receive their deposit, or the rate in effect on the date the deposit was postmarked, whichever is higher.
|
Money Market DEPOSIT Account** |
Minimum balance to open and obtain APY: |
| $2,000 |
$25,000 |
$50,000 |
|
APY |
1.10% |
1.15% |
1.30% |
| Interest Rate |
1.09% |
1.14% |
1.29% |
|
INDIVIDUAL RETIREMENT ACCOUNTS |
IRAs are available in the above products with a $500 minimum opening balance. No Annual Fees. |
|
CHECKING ACCOUNTS** |
| |
| Free Checking |
|
|
- Initial minimum deposit of $500
- No daily minimum balance
- No monthly fee
|
|
|
|
|
|
| Interest Checking |
APY |
1.00% |
- Initial minimum deposit of $500
- Daily minimum balance of $2,500 to avoid $15 monthly fee
|
| Interest Rate |
1.00% |
|
|
|
| Interest Plus Checking |
APY |
1.50% |
- Initial minimum deposit of $500
- Daily minimum balance of $10,000 to avoid $15 monthly fee
|
| Interest Rate |
1.49% |
|
|
|
| Elite Checking |
|
|
- Customers age 55 and better
- Initial minimum deposit of $500
- No daily minimum balance
- .10% rate bonus on new CDs, with direct deposit
|
|
|
|
|
|
|
401(k) PLAN CHECKING ACCOUNT** |
| |
| |
APY |
1.50% |
- Daily minimum balance of $10,000
|
| Interest Rate |
1.49% |
|
|
*Interest is compounded daily. The APY (Annual Percentage Yield) assumes interest remains on deposit until maturity.
All Certificates of Deposit include an interest penalty for early withdrawal of principal.
Interest rates are subject to change without notice.
** Interest is compounded daily. A fee will be charged if balance falls below the required minimum and will reduce
the APY (Annual Percentage Yield).
Interest rates are subject to change without notice.
|
Home
Online Banking
