Deposit Rates

Interest Rates and Annual Percentage Yields (APY) are accurate as of .

Interest Rate and APY may change without notice.

Download Rates (PDF)

Interest is compounded daily and fees could reduce earnings on the account.

 

Personal Checking Accounts1

Minimum balance to open varies

Type of Account Interest Rate APY
Free Checking 0.00% 0.00%
Interest Checking 0.10% 0.10%
Interest Plus Checking 0.15% 0.15%

Business Checking Accounts2

Minimum balance to open varies

Type of Account Interest Rate APY
Business Checking 0.00% 0.00%
Business Interest Checking 0.25% 0.25%

Money Market Account1

Minimum balance to open $2,000

Type of Account Interest Rate APY
$0 – 49,999 2.71% 2.75%
$50,000 – 99,999 2.71% 2.75%
$100,000 – 999,999  2.81% 2.85%
$1,000,000+ 3.54% 3.60%

Certificates Of Deposit3

Minimum balance to open $2,000

Type of Account Interest Rate APY
6 month 4.40% 4.50%
1 year 4.88% 5.00%
2 year 4.40% 4.50%
3 year 4.40% 4.50%
4 year 4.40% 4.50%
5 year 4.40% 4.50%

Individual Retirement Accounts (I.R.A.’s)

Available on Personal CDs and Personal Money Markets. Minimum balance to open $2,000. No annual fees.


1. Free Checking: $100 minimum opening deposit, no minimum balance requirement. Interest Checking: $500 minimum opening deposit, $2,500 minimum daily balance to avoid monthly fee. Interest Plus Checking: $500 minimum opening deposit, $10,000 minimum daily balance to avoid monthly fee. Money Market: $2,000 minimum opening deposit and minimum daily balance to avoid monthly fee. Interest rates are variable and may change after account is opened.

2. Business Checking: $500 minimum opening deposit, $2,000 minimum daily balance to avoid monthly fee. Business Interest Checking: $500 minimum opening deposit, $5,000 minimum daily balance to avoid monthly fee.  Interest rates are variable and may change after account is opened.

3. Annual Percentage Yields (APY) assume interest remains on deposit until maturity. Certificates of Deposit are subject to early withdrawal penalties which may reduce earnings on the account.