Bank Account Information
Pacific Crest Savings Bank Routing & Transit (ABA) Number
125184610 (The same Routing Transit number is used for all electronic transfers including wires and ACH.)
Account Number
This can be found on your bank statement and the bottom of your checks next to the routing number listed above.
Account Name
Electronic transfers need to specify an owner/signer of an account. If the names do not match account records, the transfer may be rejected.
Wire Transfer Information
Wire transfer information requires both bank information as well as your account information. Please complete the Wire Transfer Form and provide it to whomever you are authorizing to transmit funds to your account with Pacific Crest Savings Bank. If you are not faxing the information, an email message should be sent using our secure file sharing system, Citrix ShareFile to protect your confidential banking information.
Remote Deposit Capture
Remote Deposit Capture is a Cash Management service for our Business clients wishing to make their deposits utilizing a check scanner.
Once your business is approved by Pacific Crest, a Remote Deposit Capture account is built uniquely for your business and requested users. An installation visit is then coordinated to install the scanning equipment and provide as much tutorial of the service as you wish. Please review our Electronic Deposit Recommended Best Practices and contact the Client Services Team for additional assistance.
Lost or Stolen Items
Lost or Stolen Debit Card
To report a lost or stolen card, please contact our Client Services Team directly at (425) 670-9600 during regular business hours. After business hours please call (833) 933-1681, (812) 647-9794 (International).
To protect you from the possibility of future fraudulent activity, it may be necessary to open a new account. We will work with you and advise you on the best course of action to be taken.
Lost or Stolen Checks
To report a lost or stolen check, please contact Client Services during regular business hours at (425) 670-9600. It will help to have the check number, amount and payee of the last legitimate check written. To protect you from the possibility of future fraudulent activity, it may be necessary to open a new account.
Free ATM Access
Cash Withdrawals
Pacific Crest Savings Bank clients can make withdrawals at any ATM across the country without paying a surcharge fee!
Just visit any ATM nationwide and we will take care of the rest. Even if an ATM charges a fee, Pacific Crest will refund any surcharge amount back to your account within two business days.*
*Surcharge-free service for withdrawals does not include international activity.
Cash or Check Deposits
ATM deposit access is only available through surcharge-free MoneyPass® ATMs. When searching for an ATM near you, be sure to click “Deposit Taking”.

MoneyPass® network for deposit access ATMs
https://www.moneypass.com/atm-locator.aspx
New Account Request Forms
Personal (PDF)
Business (PDF)
FDIC Insurance
Your FDIC insured deposits are safe and backed by the full faith and credit of the federal government.
During difficult economic times, some people may be concerned about the safety of the money they have in their checking, savings and retirement accounts. They shouldn’t be. Our customers can bank with confidence knowing their money is safe because it is insured by the Federal Deposit Insurance Corporation (FDIC). Since the FDIC was founded in 1933, no one has ever lost a penny of FDIC-insured funds.
The FDIC insures deposits and protects depositors’ funds in banks. FDIC insurance covers each depositor’s account, dollar-for-dollar, up to the insurance limit, including principal and accrued interest.
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Maximizing Your FDIC Coverage
Your deposits at Pacific Crest Savings Bank are insured up to at least $250,000 per depositor. The Dodd-Frank Wall Street Reform and Consumer Protection Act, signed on July 21, 2010, made this insurance limit permanent.
For many people the limit is enough coverage, but for those needing greater insurance, multiple account ownerships can dramatically increase coverage. It is important to remember that simply opening a number of accounts does not increase coverage — the type of ownership must be different in order to increase the level of FDIC insurance.
Ownership means how funds are held and how the account is titled. There are several types of ownership including individual, joint, revocable trust and self-directed retirement plans like IRAs. For example, with an individual account the funds are owned by one individual and the account is in that person’s name only.
With a joint account, the account is in the name of two or more people and all have the right to withdraw funds. Generally, each person with a joint account is accorded an equal share of that account and each person is insured to $250,000.
Revocable trust accounts enable the owner of the funds to designate a beneficiary to receive the funds if the owner dies. However, while alive the owner retains complete control over the money and is insured up to $250,000 for each qualifying beneficiary.
We recommend using a helpful free tool provided by FDIC – the Electronic Deposit Insurance Estimator (EDIE). https://www.fdic.gov/edie/
Please contact us for assistance to determine if you have adequate deposit insurance for your accounts.
FDIC EDIE Calculator
FDIC has a free Electronic Deposit Insurance Estimator (EDIE). The EDIE calculator lets consumers know how the insurance rules and limits apply to a depositor’s specific group of deposit accounts—what’s insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.
https://www.fdic.gov/edie/
EDIE can be used to calculate the insurance coverage of all types of deposit accounts offered by an FDIC-insured bank, including: Checking Accounts, Savings Accounts, Money Market Deposit Accounts and Certificates of Deposit. EDIE should NOT be used for investments, including Mutual Funds, Stocks, Bonds, Annuities and any investment that is not a deposit in an FDIC-insured bank.