Deposit Rates

Interest Rates and Annual Percentage Yields (APY) are accurate as of .

Interest Rate and APY may change without notice.

Download Rates (PDF)

Personal Checking Accounts1

Minimum balance to open and obtain APY varies

Type of Account Interest Rate APY
Free Checking n/a n/a
Interest Checking 0.50% 0.50%
Interest Plus Checking 0.60% 0.60%

Personal Money Market Account1

Minimum balance to open and obtain APY $2,000

Type of Account Interest Rate APY
$2,000 – 24,999 0.45% 0.45%
$25,000 – 49,999 0.55% 0.55%
$50,000 – 99,999+ 0.60% 0.60%
$100,000 + 0.70% 0.70%

Business Checking Accounts2

Minimum balance to open and obtain APY varies

Type of Account Interest Rate APY
Business Basics Checking n/a n/a
Business Plus Checking 0.60% 0.60%
Business Premier Club Checking 1.19% 1.20%

Business Money Market Account2

Minimum balance to open and obtain APY $5,000

Type of Account Interest Rate APY
$5,000 – 24,999 0.45% 0.45%
$25,000 – 49,999 0.55% 0.55%
$50,000 – 99,999 0.60% 0.60%
$100,000 + 0.70% 0.70%

Regular Certificates Of Deposit3

Minimum balance to open and obtain APY $2,000

Type of Account Interest Rate APY
6 month 0.55% 0.55%
1 year 1.04% 1.05%
2 year 1.29% 1.30%
3 year 1.39% 1.40%
4 year 1.54% 1.55%
5 year 1.78% 1.80%

Jumbo Certificates Of Deposit3

Minimum balance to open and obtain APY $245,000

Type of Account Interest Rate APY
6 month 0.35% 0.35%
1 year 0.85% 0.85%
2 year 1.09% 1.10%
3 year 1.19% 1.20%
4 year 1.34% 1.35%
5 year 1.59% 1.60%

Individual Retirement Accounts (I.R.A.’s)

Available on Personal CDs and Personal Money Markets. $2,000 minimum initial deposit. No annual fees.


1. Interest is compounded daily. A monthly fee will be assessed if balance falls below the required minimum and will reduce the Annual Percentage Yield (APY). Free Checking: $100 minimum opening deposit, no minimum balance requirement. Interest Checking: $500 minimum opening deposit, $2,500 minimum daily balance to avoid monthly fee. Interest Plus Checking: $500 minimum opening deposit, $10,000 minimum daily balance to avoid monthly fee. Personal Money Market: $2,000 minimum opening deposit and minimum daily balance to avoid monthly fee. Interest rates are variable and may change after account is opened.

2. Interest is compounded daily. A monthly fee will be assessed if balance falls below the required minimum and will reduce the Annual Percentage Yield (APY). Business Basics Checking: $500 minimum opening deposit, $2,000 minimum daily balance to avoid monthly fee. Business Plus Checking: $500 minimum opening deposit, $5,000 minimum daily balance to avoid monthly fee. Business Premier Club Checking: $500 minimum opening deposit, $20,000 minimum daily balance and have at least two (2) remote deposits and five (5) or more Online Bill Payments monthly to avoid monthly fee. Outgoing wire fees are waived for the first three (3) outgoing wires per month. If qualifications are not met on the Business Premier Club Checking account, the account type may be changed to the Business Plus Checking and earn its stated rate. Business Money Market: $5,000 minimum opening deposit and minimum daily balance to avoid monthly fee. Interest rates are variable and may change after account is opened.

3. Interest is compounded daily. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. All Certificates of Deposit include an interest penalty for early withdrawal of principal.