Deposit Rates
Interest Rates and Annual Percentage Yields (APY) are accurate as of .
Interest Rate and APY may change without notice.
Download Rates (PDF)
Interest is compounded daily and fees could reduce earnings on the account.
Personal Checking Accounts1
Minimum balance to open varies
| Type of Account | Interest Rate | APY |
|---|---|---|
| Free Checking | 0.00% | 0.00% |
| Interest Checking | 0.10% | 0.10% |
| Interest Plus Checking | 0.15% | 0.15% |
Business Checking Accounts2
Minimum balance to open varies
| Type of Account | Interest Rate | APY |
|---|---|---|
| Business Checking | 0.00% | 0.00% |
| Business Interest Checking | 0.15% | 0.15% |
| Business Premier Club Checking | 0.25% | 0.25% |
Money Market Account1
Minimum balance to open $2,000
| Type of Account | Interest Rate | APY |
|---|---|---|
| $0 – 49,999 | 2.71% | 2.75% |
| $50,000 – 99,999 | 2.71% | 2.75% |
| $100,000 – 999,999 | 2.81% | 2.85% |
| $1,000,000+ | 3.54% | 3.60% |
Certificates Of Deposit3
Minimum balance to open $2,000
| Type of Account | Interest Rate | APY |
|---|---|---|
| 6 month | 4.40% | 4.50% |
| 1 year | 4.40% | 4.50% |
| 2 year | 4.40% | 4.50% |
| 3 year | 4.40% | 4.50% |
| 4 year | 4.40% | 4.50% |
| 5 year | 4.40% | 4.50% |
Individual Retirement Accounts (I.R.A.’s)
Available on Personal CDs and Personal Money Markets. Minimum balance to open $2,000. No annual fees.
1. Free Checking: $100 minimum opening deposit, no minimum balance requirement. Interest Checking: $500 minimum opening deposit, $2,500 minimum daily balance to avoid monthly fee. Interest Plus Checking: $500 minimum opening deposit, $10,000 minimum daily balance to avoid monthly fee. Money Market: $2,000 minimum opening deposit and minimum daily balance to avoid monthly fee. Interest rates are variable and may change after account is opened.
2. Business Checking: $500 minimum opening deposit, $2,000 minimum daily balance to avoid monthly fee. Business Interest Checking: $500 minimum opening deposit, $5,000 minimum daily balance to avoid monthly fee. Business Premier Club Checking: Annual Percentage Yield (APY) is available on account balances up to $1 million. Any account balance over $1 million will earn the Business Interest Checking stated rate. $500 minimum opening deposit, $20,000 minimum daily balance and on a monthly basis transact at least two (2) remote deposits and five (5) or more electronic withdrawals to avoid monthly fee. If transaction requirements are not met the account type may be changed to the Business Interest Checking and earn its stated rate. Interest rates are variable and may change after account is opened.
3. Annual Percentage Yields (APY) assume interest remains on deposit until maturity. Certificates of Deposit are subject to early withdrawal penalties which may reduce earnings on the account.
