Deposit Rates

Interest Rates and Annual Percentage Yields (APY) are accurate as of .

Interest Rate and APY may change without notice.

Download Rates (PDF)

Interest is compounded daily and fees could reduce earnings on the account.

 

Personal Checking Accounts1

Minimum balance to open and obtain APY varies

Type of Account Interest Rate APY
Free Checking n/a n/a
Interest Checking 0.50% 0.50%
Interest Plus Checking 0.60% 0.60%

Personal Money Market Account1

Minimum balance to open and obtain APY $2,000

Type of Account Interest Rate APY
$2,000 – 49,999 0.75% 0.75%
$50,000 – 99,999 0.99% 0.99%
 $100,000+  1.24%  1.25%

Business Checking Accounts2

Minimum balance to open and obtain APY varies

Type of Account Interest Rate APY
Business Basics Checking n/a n/a
Business Plus Checking 0.60% 0.60%
Business Premier Club Checking 1.19% 1.20%

Business Money Market Account2

Minimum balance to open and obtain APY $5,000

Type of Account Interest Rate APY
$5,000 – 49,999 0.75% 0.75%
$50,000 – 99,999 0.99% 0.99%
 $100,000+  1.24%  1.25%

Regular Certificates Of Deposit3

Minimum balance to open and obtain APY $2,000

Maximum balance is $245,000 per Certificate of Deposit

Type of Account Interest Rate APY
6 month 1.49% 1.50%
1 year 1.73% 1.75%
2 year 2.08% 2.10%
3 year 2.27% 2.30%
4 year 2.37% 2.40%
5 year 2.71% 2.75%

Jumbo Certificates Of Deposit3

Minimum balance to open and obtain APY $245,000

Type of Account Interest Rate APY
6 month 1.29% 1.30%
1 year 1.54% 1.55%
2 year 1.88% 1.90%
3 year 2.08% 2.10%
4 year 2.18% 2.20%
5 year 2.52% 2.55%

Individual Retirement Accounts (I.R.A.’s)

Available on Personal CDs and Personal Money Markets. $2,000 minimum initial deposit. No annual fees.


1. Free Checking: $100 minimum opening deposit, no minimum balance requirement. Interest Checking: $500 minimum opening deposit, $2,500 minimum daily balance to avoid monthly fee. Interest Plus Checking: $500 minimum opening deposit, $10,000 minimum daily balance to avoid monthly fee. Personal Money Market: $2,000 minimum opening deposit and minimum daily balance to avoid monthly fee. Interest rates are variable and may change after account is opened.

2. Business Basics Checking: $500 minimum opening deposit, $2,000 minimum daily balance to avoid monthly fee. Business Plus Checking: $500 minimum opening deposit, $5,000 minimum daily balance to avoid monthly fee. Business Premier Club Checking: $500 minimum opening deposit, $20,000 minimum daily balance and on a monthly basis transact at least two (2) remote deposits and five (5) or more electronic withdrawals to avoid monthly fee and potential reclassification to the Business Plus Checking. Outgoing wire fees are waived for the first three (3) outgoing wires per month. If transaction requirements are not met on the Business Premier Club Checking account, the account type may be changed to the Business Plus Checking and earn its stated rate. Business Money Market: $5,000 minimum opening deposit and minimum daily balance to avoid monthly fee. Interest rates are variable and may change after account is opened.

3. Annual Percentage Yields (APY) assume interest remains on deposit until maturity. Certificates of Deposit are subject to early withdrawal penalties which may reduce earnings on the account.